Real Estate Choosing the Right Home Looking for the right home can be a daunting process for first time buyers and seasoned vets alike. From the style of the house to the type of appliances, there are countless factors that can go into such a big purchase. The following short checklist outlines the most important things you should think about when […]
Real Estate Top 4 Deal Killers for Homebuyers Falling in love is exhilarating. It can also be a bit scary, especially when a home has captured your heart. What if something goes wrong and you end up not spending the rest of your life with this stack of brick and mortar you’re lusting after? No matter how careful you are, some deal killers […]
Real Estate 3 Tips for a Higher Home Appraisal It may seem that homebuyers and sellers don’t agree on much, but they share one important concern: that the transaction is successful. This comradery is never more evident than during the appraisal process. It’s only natural, since the results of the appraisal can send the deal spiraling out of control. Appraisers take into account many […]
Real Estate How to Increase Your Home’s Value How to Increase Your Home’s Value Project (average cost recouped, national) according to Realtor Magazine: Minor kitchen remodel (88%) Bathroom remodel (85%) Major kitchen remodel (81%) Family room addition (80%) Deck addition (77%) Master suite (75%) Attic bedroom (74%) Siding replacement (73%) Window replacement (69%) Home office (55%)
Real Estate Get Pre-Approved! Get Pre-Approved! Pre-approval, as opposed to pre-qualification, signifies that the loan application has been taken through a rigorous procedure. Here’s why pre-approved buyers are ahead in the home buying game: If you make an offer on a home and then apply for a loan, you are at the lender’s mercy, who is aware that you […]
Real Estate Hiring a Contractor Hiring a Contractor Take care in hiring a contractor. Some tips: 1. Check with friends, neighbors, trade associations, and home improvement stores for referrals. Word of mouth is the best form of advertising. 2. Get three bids, then bargain. Question extremely low bids. 3. Don’t hire someone who “just completed work in your area” and […]
Real Estate Give Your Credit Report an Annual Checkup Give Your Credit Report an Annual Checkup There are businesses that exist solely to scrutinize your credit history. Credit card companies and other lenders rely on this information, so your credit score determines your chances to borrow money — and how favorable the terms will be. The three major credit-reporting agencies—Equifax (www.equifax.com), Experian (www.experian.com), and […]
Real Estate Lock In Your Loan Lock In Your Loan When working with your Lender ,a lock-in holds an interest rate and points for a specified period of time, usually 30-60 days. Depending on the lender, you can lock-in at the time of application, during loan processing, at the time of loan approval, or later. A lock-in  is useful when interest […]
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